woman health: How To Bring Down Fever in a Child

woman health: How To Bring Down Fever in a Child: A fever is when the temperature of the body is higher than the normal levels. This may be caused by another illness that is present in the ...

How To Bring Down Fever in a Child

A fever is when the temperature of the body is higher than the normal levels. This may be caused by another illness that is present in the body. Not all types of fevers are signs of illnesses. In some cases, fevers are caused by being exposed to different weather conditions. However, the fever should be treated if it is very high or if it causing your child to be uncomfortable. There are some things that you can do to lower your child’s temperature without having to resort to giving medicine. Here are some tips on how you can lower the fever in a child: Sponge bath. Give your child a sponge bath. When doing this, you have to remember to use only lukewarm water. Using cold water is not advisable as this can make your child shiver. While you are giving the sponge bath, concentrate on the areas of the body where heat is most present. These areas are on the forehead, the back of the knees and neck and under the armpits. The lukewarm water should bring down the fever a few degrees. Drink a lot of fluids. Having a fever can cause the body to lose the liquids faster. That is why it is important to keep a child with a fever hydrated. The most basic liquid you can give is water or Gatorade. Avoid giving soda and other drinks with caffeine. You can also give your child food, such as soup or gelatin. Dress in lightweight clothes. It is important that your child wears lightweight clothing. This will allow the body to breathe and the heat from the body can escape the body easily. This may help the temperature to return back to normal. If your child is feeling cold, just use a light blanket to cover the body. Get plenty of rest. When your child has a fever, it is better to skip school. This will give your child time to rest. It doesn’t necessarily mean that your child has to stay in bed all day. Just stick to doing activities that will not require much body strength or effort from the child. Room temperature. If your child has fever, let him stay in a room that has normal temperature. Do not make the room too hot or too cold as this can affect the fever of the child. Eat in moderation. It is not necessary that your child sticks to a light diet when he has fever. Your child can eat anything he wants, as long as it is in moderation. If your child does not feel like eating, do not force him to do so. These are some of the things that you can do in order to bring down the fever in a child. If the fever still remains after a few days, it is better to bring your child to your pediatrician. This is also advisable if there are other complaints, such as sore throat, vomiting, diarrhea or h

woman health: How To Get a Baby to Sleep Through the Night

woman health: How To Get a Baby to Sleep Through the Night: While some babies seem instinctively to be good sleepers, others need to be taught how to soothe themselves to sleep and how to stay asleep...

How To Get a Baby to Sleep Through the Night

While some babies seem instinctively to be good sleepers, others need to be taught how to soothe themselves to sleep and how to stay asleep all night. If your baby falls into this second category, you may be reading this with bleary eyes, praying for a miracle to help you get some uninterrupted rest tonight. While there is no magic "sleep cure" that works for all babies, the good news is that there are a number of things you can try to help you, and your baby, get some well-needed shut eye. Plan soothing activities to help lull your baby before putting him or her down for the night. Giving a bath, reading a book or cuddling in a rocking chair before bedtime are all good ways to help your child wind down and get ready to sleep. Encourage your baby to fall asleep without relying on a pacifier, bottle or breast. This will allow your child to learn how to comfort him or herself without extra help. When your child wakes up to eat or be changed, do these things in a darkened, quiet room with as little stimulation as possible. This will help encourage the baby to go right back to sleep easily. Take steps to develop a bedtime routine. Over time your baby will begin to know what to expect at night. If your baby gets up at the crack of dawn, try shifting his or her bedtime. By putting the child to bed later, he or she may also sleep longer in the morning. On the flip side, if your baby goes to bed very late and also sleeps way past the rest of your household, try to wake him or her with the rest of you, so the child will be tired much earlier that night. By doing this consistently, over time the baby's schedule may adjust to yours. If your baby has trouble sleeping through the night, see if shortening his or her naps will help to change this. For babies that save up much of their eating for during the night, try adding a few more feedings during the day and see if this makes a difference. Sometimes feeding in a quiet place will help to minimize distractions and let your baby focus on eating well during daylight hours. Learn as much as you can about the various schools of thought when it comes to teaching your baby to sleep. Some experts suggest taking your child into bed with you so you can both rest well all night, while others feel strongly that babies should sleep in their own cribs and should be allowed to cry it out for a few days until they get used to sleeping through the night. Understand that there are merits to both approaches and you should do whatever feels right to you.

woman health: How To Fight Obesity

woman health: How To Fight Obesity: Fighting obesity Obesity is the American health crisis. More than one-third of the population is obese. Type the word "obesity" i...

How To Fight Obesity

Fighting obesity Obesity is the American health crisis. More than one-third of the population is obese. Type the word "obesity" into a search engine and more than 34 million results are offered. There are ways to fight obesity. Sometimes you need help and can't go it alone -- if you feel overwhelmed and need extensive advice, I recommend you visit this Fat Loss site that many have found success with. Ignore the name "Fat Loss 4 Idiots," because the program could help you significantly. Start by incorporating these steps into your daily life. Start moving. Get out of bed and off the couch. Just start moving. Walk laps around your living room or pace from your bedroom to bathroom. It doesn’t matter what you do as long as you start moving and get active. Sleep seven to nine hours per night. Studies have shown a connection between obese people and lack of sleep. Allow time in your schedule for adequate amounts of sleep so your body can rest. When you are exhausted or sleep deprived, your body slows your metabolism as part of the survival instinct. By not sleeping, you are signaling your body to slow down. Drink plenty of water. Water fuels the body and aids the digestive process. Any diet or exercise plan should include daily water consumption. Cut calories. The primary way to lose weight is to cut calories. Most fad diets, no matter what they suggest you eliminate, are really about lowering your calorie intake. Cook at home. Dining out adds more calories and often fat to meals than the same dishes prepared at home. By cooking your own meals, you can control the fat content and the portion size. Consult with your doctor. If you are obese, you may have several other health problems including diabetes, joint pain, hypertension, arthritis and sleep apnea. Consult your doctor to determine if these are a concern and to make sure you are healthy enough to start a restricted diet or exercise plan. Get the family involved. Taking control of your weight is difficult to do on your own. If your family is also obese or overweight, get them started on the right path with you. Work together to change your eating plan and add activity to your life. Exercise regularly. You started moving early on in this process. Now that you have begun steps two through seven, you should be ready to add exercise to your routine. Start slow and build up to exercise twenty to thirty minutes each day. Add cardiovascular activities as well as weight-bearing exercise to reduce fat, build muscle and create a healthier body. Find a community group. Many communities have programs to fight obesity. They can be walking challenges, weight loss challenges or nutrition courses. Contact your local health department for information about local offerings. By getting involved in your community, you can find support and motivation to fight obesity. The fight against obesity cannot be won overnight. By committing to lose weight and get healthy, you will begin the process. Follow these steps and you will be armed against obesity.

woman health: How To Avoid Putting Weight Back On

woman health: How To Avoid Putting Weight Back On: For those of us who have struggled with weight for the majority of our lives, it isn’t easy choosing a healthier alternative to keep the we...

woman health: How To Avoid Putting Weight Back On

woman health: How To Avoid Putting Weight Back On: For those of us who have struggled with weight for the majority of our lives, it isn’t easy choosing a healthier alternative to keep the we...

How To Avoid Putting Weight Back On

For those of us who have struggled with weight for the majority of our lives, it isn’t easy choosing a healthier alternative to keep the weight off. After losing weight, the real challenge is to maintain the weight you’ve lost. Many of us, at first, may have lost weight for health reasons, but once the weight comes off, we like how it makes us look and feel about ourselves. Because there are so many temptations out there to undermine our hard work, we have to find ways to keep ourselves from going back to bad habits. Listed below are five things to help you from putting the weight back on. Don’t ever let your guard down. The minute your pants start to feel a little snug, immediately increase the number of minutes in your workout. Thinking a few extra pounds won’t make a difference can sabotage all the hard work you’ve done to lose the weight, in the first place. Not only that, it would be expensive to replace your smaller clothes with bigger ones. Get rid of all your “fat” clothes. Thinking that you should keep some of them, "just in case," gives you an excuse to gain a few pounds because you have back-up clothes on hand. Don’t lose sight on how good you look in your new wardrobe. Keep backup food in the house. By that I mean, whole grain crackers, cereal, almonds, cut up fruit and vegetables. It’s so much easier to grab something already prepared when you’re bored or down, so have several plastic containers with a cup of cereal in each and snack bags with almonds or dried berries ready to eat on the counter. And, there is no need to feel guilty for having eaten the extra calories for comfort. Continue to exercise even if it’s only 2-3 times per week. You may think you don’t need to exercise anymore because you’ve lost the weight. Absolutely NOT! In order to maintain the weight you’ve lost, you have to continue to exercise to keep your metabolism kicking. If you happen to miss a day, don’t beat yourself up. Just get back on track again. Satisfy your cravings in moderation. Grocery shopping can be a challenge, especially when it's so easy to grab a bag of chips or a pint of ice cream. If you see a bag of chips or ice cream you really want, don’t deprive yourself. To make sure you don't overdo it and gain some of the weight you've lost, reach for the snack size bag for $.25 or the single serve ice cream cups. Not only is it cheaper, you'll satisfy your craving without excess calories.

woman health: How To Burn Off the Weight with Simple Exercises

woman health: How To Burn Off the Weight with Simple Exercises: Forget about Atkins, South Beach Diet, Cabbage Soup Diet, The Three Day Diet, and all other fad diets that will never work precisely. Someh...

How To Burn Off the Weight with Simple Exercises

Forget about Atkins, South Beach Diet, Cabbage Soup Diet, The Three Day Diet, and all other fad diets that will never work precisely. Somehow you’ll notice that extra pounds were shed off with the help of these fad diets, but we all know that this isn’t healthy. Depriving yourself from eating is not a good idea. Learn by heart that our body needs energy to survive all day long. Losing weight can be simple arithmetic, but honestly it is very tricky. A gym instructor always says that the key to losing those extra pounds are: eating in moderation physical activity In fact, you don’t need to spend money on fitness centers or sports centers to be in top shape. You can work out in the comfort of your own home and execute a number of simple exercises as long as you have the determination. Losing two pounds a week can be a good start, right? Take a look at the various exercises that you can execute any time of the day. Jumping rope Who doesn’t know how to skip rope? We used to play this activity when we were kids and it’s really fun. You can actually use any kind of rope as long as you can hop along with it. The majority of athletes use this form of exercise to strengthen their legs. This is one cardio activity that can give you instant results. Just imagine if you can do this for 30 minutes non-stop, you can burn at least 600 calories. Jogging The simplest form of all exercises and all you need is a comfortable jogging shoes and you are ready to go. You don’t even have to go to the park in order to jog. Try jogging while watching television or listening to good music. It’s like running on a treadmill. Stair sprinting Haven’t you noticed? Building administrators remind us that if you’ll be going on a second or third floor, why not use the stairs instead? Try doing this at home for two or three or even four repetitions a day and you can literally workout your lower body, giving you great legs and a firm rear. Just don’t concentrate too much on this activity since you need to combine this with sit ups, push ups, and squats. Sit ups, squats, push ups We all think these exercises can define our legs, arms, abdomen, and can even correct body posture. Pull out a mat or blanket and do the routine. If you have a can of unopened milk in your pantry, use this as your improvised weights too. There are still other activities that you can think of to sweat. Essentially, all you need is a little creativity to add with your basic routines. Just remember that before and after every workout, a good warm up is advisable to stretch out those unused muscles. At the same time, don’t be in a hurry. Losing those extra calories might take a little longer so be happy and look forward to the day that you can fit in size zero.

woman health: 10 Rules of Fat Loss: Learn How to Lose Weight

woman health: 10 Rules of Fat Loss: Learn How to Lose Weight: If you need to lose weight, you're not alone. Weight loss is a billion dollar industry, with celebrities, physicians, and laymen all ca...

10 Rules of Fat Loss: Learn How to Lose Weight

If you need to lose weight, you're not alone. Weight loss is a billion dollar industry, with celebrities, physicians, and laymen all cashing in on our weight loss goals. It seems that every day a new fad is introduced, promising to help people to lose fat fast, to drop six dress sizes in six weeks, or to guarantee washboard abs in only minutes a day. The truth is, there are only ten rules of fat loss. (Another great source for tips is Fat Loss 4 Idiots.) Make a Realistic Weight Loss Plan Many people fail at fat loss because they set unrealistic goals. This can lead to frustration, which almost inevitably leads to failure. Instead of saying, "I want to lose 30 pounds," break your goals down into Specific, Measurable, Attainable, Realistic, and Timely (SMART) goals - like "I will take the stairs instead of the elevator at work" and "I will walk for 20 minutes every day." In order to find the healthiest weight for yourself, use a BMI calculator or a BMI chart to determine what your weight should be. BMI stands for Body Mass Index, and you can find BMI calculators online. Better yet, visit your health care professional and ask him or her for their expert opinion on what your healthiest weight and body fat percentage should be. It's usually only healthy to lose anywhere from one half pound to two pounds per week on average until you reach your goal; there is no such thing as fast weight loss. Exercise Portion Control Although it seems simple enough, eating the right amount of food is key to fat loss. Check the portion size of all of the foods you consume; you may be surprised to learn the true amounts of what you should be eating. It's a good idea to use a food scale to make sure your portion sizes are the same as the recommended serving size. Make Healthy Eating Choices Not only do you need to eat the right amount of food, but you also need to eat the right foods. For example, proteins leave you feeling full longer, while simple sugars both contribute empty calories, but can actually cause you to become hungrier. Fruits, vegetables, whole grains, and lean meats are all great healthy eating options. Learn which foods are healthiest and stock your cabinets with these. Don't Drink Empty Calories It's easy to forget that many drinks are filled with empty, sugary calories, but drinks that are high in calories wreak havoc on the dieter. Try to stick with drinks that are low in calories and fat, like water. Whole milk and even most juices can be very high in calories without much benefit gained - and soda and many coffee drinks are even worse. Drinking water is best, and if you stay hydrated, you won't feel as hungry. We often mistake thirst for hunger. Learn How to Read Nutrition Labels Before purchasing foods, read the labels carefully. You may find that items that are labeled as "fat free" are very high in calories, or that items listed as "low calorie" are high in fat. Make sure you know exactly what it is that you are buying. Exercise More It's easier said than done, but even twenty minutes a day of exercise will help you to lose fat. Cardio exercise, exercises that increase your heart rate like running or biking, are a great place to start. It's important to strength train, because building muscle and lean body mass helps you to burn calories more efficiently. The benefits of more exercise are almost endless; in addition to losing fat, it helps you sleep better, feel less stressed, and feel less hungry. Get Enough Sleep Make sure you get at least eight hours of sleep each night. Those who sleep fewer hours have shown to have much more difficulty in losing weight. Find Fitness Support Don't attempt to lose weight in a vacuum: whether you attend a formal weight loss group or seek the support of friends or family members, make sure you have a team of people who you can turn to with your fat loss woes. Most importantly, make sure these people will support you - don't let anybody convince you to order the cheesecake or skip your daily 20 minute walk. Be Kind To Yourself We all make mistakes, and when trying to lose weight, the mistakes may be plentiful. Do not give up because you stumbled once, twice, or even ten times. Remind yourself of your ultimate goal, and then continue with your weight loss plan. Don't Give Up The most important rule of all is that you can only succeed if you keep trying. Weight loss and losing fat are long-term goals - every day brings more opportunities to make healthy choices. Read weight loss success stories to stay motivated. You can do it!

woman health: How To Lose Weight in Your Face: 5 Tips

woman health: How To Lose Weight in Your Face: 5 Tips: Ever been called "Chipmunk Cheeks?" How 'bout "Fathead?" Don't take it personally. Chances are that you are one...

How To Lose Weight in Your Face: 5 Tips

Ever been called "Chipmunk Cheeks?" How 'bout "Fathead?" Don't take it personally. Chances are that you are one of the unfortunates that puts your first ten pounds on in your face. To drag that double chin of yours up off the ground, keep in mind the following: You're in good company. Think John Travolta, Vince Vaughan, Kate Bosworth and Renee Zellwegger (though if the pounds went to our lips like they do on Renee, we might all catch up with Angelina Jolie). Abdominal obesity is known to correlate with various diseases, including cardiovascular disease, diabetes, and so on. No such data on weight in the face! In fact, if you're carrying five pounds on your face, that's five that are not around your belly. You're highly motivated to stay slim. Since extra weight in the face is about as attractive as wearing a watermelon, you are most likely to see a photo of yourself and cut the calories immediately. If on the other hand, that extra weight is carried somewhere it doesn't look back at you, you may be able to convince yourself that your jeans are tight due to the dryer. You'll look younger longer. As we age, our faces naturally thin. Because your face has more cushion to begin with, it will take longer to thin. how to lose weight in your face Now to break the news: There's not much you can do to lose weight in your face. You inherited the beautiful smile, the contagious giggle, AND the cheeks. You probably don't have to look far to know where they came from: Thanks, Mom. Although crackpot theories about how to lose weight in your face do abound--from steaming your face to going under the knife--there are several real-life options: Reduce refined sugar and carbohydrates. Some nutritionists theorize that excessive consumption of refined sugar and carbohydrates can lead to water retention in the face. Go for whole grains, no processed foods--you know the drill. You can fine-tune your carb intake to get that nice tummy you've always wanted and drop those extra pounds quickly and permanently. If you're not ready to make that change, I recommend the Yay Food program. Cut back on salt. The fancy word for water retention is edema. My word: bloat. Salt makes you retain water, and since your face likes to retain, the water goes there. So cut back on salt and see what happens. You'll get a double bennie if the salt you eat is via a regular diet of high fat chips. Reduce medications. Some medications can contribute to water retention. If you're on prescription drugs, you'll have to check this option with your physician. But if you pop over-the-counter meds, put up with the runny nose for a few days, and see what happens. Contour. Bronzing powder that matches your skin tone can help--powder under your chin and along the jaw line. And you'd be amazed at what a tweak to your hairstyle can do to slim your face. Ditch the bangs, and go for wisps if you need to deflect the eye from your forehead for some reason. Go for volume on the top of your head (to elongate it) and keep hair close to your head on the sides. Wear the right hairstyle. Talk to your stylist about haircuts that slim; you can even be blunt and say you need help finding hairstyles for fat faces. Your stylish should be able to help. Finally, you may just have to resign yourself to wait. Since our faces do thin as we age, you will get a chance to meet your cheekbones after all--you'll just have to wait a few years longer than the general population. Meanwhile, may I suggest that you practice loving yourself just exactly as you are, chipmunk cheeks and all!

woman health: Understanding Medicare and Medicaid Benefits: Heal...

woman health: Understanding Medicare and Medicaid Benefits: Heal...: Doctors with old couple Many senior adults receive Medicare or Medicaid benefits, or both. Understanding what is covered by your benefits c...

Understanding Medicare and Medicaid Benefits: Health Insurance

Doctors with old couple Many senior adults receive Medicare or Medicaid benefits, or both. Understanding what is covered by your benefits can be tricky. In any case, it's best to begin with a definition of each medical insurance program. Medicare is a health insurance program specifically for those individuals who are over age 65 or who are blind or disabled. The United States government funds the Medicare program. Medicaid is a health insurance program funded by both the United States Government and the states. Medicaid is designed for individuals and families with low income or those who are disabled. Medicaid is managed by the state in which an individual lives. Although the government funds both programs, a significant difference is that Medicare is available to citizens regardless of their income level while Medicaid is only available to low-income individuals and families. Medicare benefits can be divided into four categories: Part A--Hospital Insurance. Medicare Part A (along with Medicare Part B) is part of what is called the original Medicare plan. Part A helps cover inpatient care in hospitals, critical access hospitals, and short-term stays at skilled nursing facilities. It can also help with hospice and home health care expenses. It is important to note that Part A pays some, not all, of these expenses. Most recipients of Part A do not pay a premium for the benefit due to the Medicare taxes they paid while they were working. Individuals who did not pay Medicare taxes prior to receiving Medicare may be required to pay a premium. Part B--Medical Insurance. Medicare Part B (along with Medicare Part A) is part of what is called the original Medicare plan. Part B helps cover doctor bills, outpatient services, and other medical services. It may also help cover certain preventative services. It is important to note that Part B may not pay for all of these expenses. Most recipients of Part B pay a standard monthly premium. Part C--Medicare Advantage plans. These insurance plans are run by private companies and therefore offer more coverage choices. If a Medicare recipient opts for a Medicare Advantage plan, then their hospital and medical expenses will be paid through that plan and not through Part A or Part B. Recipients of Medicare Part C typically pay a premium. Part D--Prescription Drug plans. Individuals on Medicare can get prescription drug coverage through a Medicare Prescription Drug Plan or as part of a Medicare Advantage plan. This coverage helps with the cost of prescription medication. It is important to note that all prescription drug costs may not be covered. Recipients of Medicare Part D typically pay a premium. Medicaid benefits vary from state to state, but they nearly always include inpatient hospital care, some outpatient hospital care, some lab and x-ray costs, nursing facility care and services (custodial care for adult recipients), physician's services, dental services, pregnancy-related services, and more. Check with your state's Medicaid office to determine coverage for specific treatments. Because these services are being offered to members of the lowest income bracket, no premium is charged. Many adults over age 65 qualify for both Medicare and Medicaid benefits. In this instance, the Medicaid program may pay for the part of services that is not covered by Medicare. In addition, Medicaid recipients may not have to pay Medicare premiums, deductibles, and coinsurance. For complete details, contact your Medicaid office. Medicare and Medicaid benefits can seem complex and confusing at first. These tips can help you understand your medical insurance coverage though. With patience and study - whether through your local office or through online health care policy classes - you can determine what benefits you are entitled to receive. If you have questions concerning your eligibility for either program, or to determine whether a treatment is covered, contact your Medicare or Medicaid office.

woman health: How To Sell Health Insurance

woman health: How To Sell Health Insurance: Applying for health insurance Health insurance seems to be the topic on everyone's lips these days, and learning how to sell health ins...

How To Sell Health Insurance

Applying for health insurance Health insurance seems to be the topic on everyone's lips these days, and learning how to sell health insurance can prove to be a lucrative career for anyone looking to make a job change. Because health insurance is a commodity needed by men and women alike regardless of age, economic status or geographic residence, there is a virtually limitless audience of customers for agents who sell health insurance. Requirements vary from state to state on the license required to sell health insurance, so check with your state's office of the insurance commissioner. In order to receive a license to be an insurance agent, you will need to successfully pass a written examination testing your knowledge of the health insurance industry. Many insurance companies who specialize in the health insurance segment of the industry are always looking for new agents with enthusiasm and energy and will employ you as a trainee as you study for the insurance exam. Some companies may in fact provide you with financial help in paying for the exam and licensing fees if you commit to becoming one of their sales agents for a specific length of time. This is a sound way to getting into the business of selling health insurance, because rather than being on your own, you have the strength of an established company and brand name behind you as you start your sales career. It's important to learn everything you can about the selling process to be successful at selling health insurance, including cold calling and qualifying leads. It's a good idea to have some savings in reserve prior to beginning a job to sell health insurance, since it is a commission only job. It may take you several months to start signing up new clients, but the benefit of building your clientele is that once renewals come up within six months or a year's time, it becomes an easier sales pitch. Advertising is a good way to obtain new clients to sell health insurance policies to, especially if you give them a solid reason to contact you. If you can show a prospective client how they can save money on their health insurance policy by buying from you, it's very likely you can sell them a policy, because people are always interested in saving money. If you can offer them a free consultation and show them how to get the best health insurance policy for the money they have budgeted, you will eventually turn prospective clients into regular customers.

woman health: How To Borrow from Your Life Insurance Policy

woman health: How To Borrow from Your Life Insurance Policy: Do you have a life insurance policy? Do you need some money for something in life? Maybe you need a new car or you need to get caught up on...

How To Borrow from Your Life Insurance Policy

Do you have a life insurance policy? Do you need some money for something in life? Maybe you need a new car or you need to get caught up on some bills? Whatever your situation is, you may be able to borrow money from your life insurance. The amount you borrow may depend on how your policy was set up, but most life insurance policies are set up so that people can take money out at certain times. There may be a stipulation where you can only do this once or within certain time periods. Some life insurance policies were set up so that people can draw money from them at any time during their life. Some people take a little and some take what is there and start a new policy. This is not a get cash quick thing. There is a waiting period before money is sent once it is requested. It will depend on the policy and company on how much, if any, you can borrow. If you already know that you can borrow from your life insurance policy and do not need to ask the company about this, contact your insurance agency and make your request so that they can get things started for you. If you are not sure about your policy and your options, call your insurance agency and they will answer all your questions. Once it has been established that you can borrow from your life insurance policy, the insurance agency will then ask you a few questions and send you forms to fill out and sign. You return the forms to them and they will contact you if any more information is required. Some companies will allow you to fax the forms back to them. It can take anywhere from 2-4 weeks for them to cut a check and send it. Your agency should be able to tell you about this process and answer any other questions you may have. Life insurance that you can borrow from is kind of like having a savings account. Some people do not realize that they can borrow money from their life insurance. Imagine the surprise when they find out after it has been several years of paying those premiums. Of course, it does depend on which type of policy was made when you first applied for life insurance. Remember, if you draw out all of your money, start a new policy.

woman health: How To Lose Ten Pounds Fast

woman health: How To Lose Ten Pounds Fast: Many of us are looking to lose ten pounds fast, and many diet gurus claim to have the answer. The question is, how much do you want those t...

How To Lose Ten Pounds Fast

Many of us are looking to lose ten pounds fast, and many diet gurus claim to have the answer. The question is, how much do you want those ten pounds to stay gone? Wouldn't the ideal scenario be to be beach-ready at all times without feeling the need to follow starvation diets that are draining to mind and body both? There is an answer, and it will seem like such a no-brainier, but so many of us out there have still not applied it in our own lives, that it deserves a mention... The most important rule in successful weight loss definitely is no starvation! As logical and beneficial as crash-dieting may seem for that 'quick fix,' there are a myriad of reasons why this temporal and exhausting form of weight control is a bad idea. Say you set a goal: You are looking to lose ten pounds in two weeks time, an absurd goal, but not entirely impossible. Those 14 days you spend taunting yourself by following a hunger diet will make you edgy and low energy. You're also likely to dream and obsess about the foods you are not allowed to eat. Those two weeks will feel like two months and not very fun ones either. It is almost guaranteed that once you wrap up those two weeks of self-torment (pleased with the notable weight loss), you will celebrate this by giving in to the foods you have been denying yourself. After your body has been functioning on a starvation diet for a while, your metabolism will slow down, which means your metabolic rate is lower now, and therefore burns less energy than it did before. Thus, once you start going back to your old diet, this will result in weight gain. The second setback is that during the crash diet you have lost both fat and muscle, but the weight you gain back is all fat. Haven't we all been there? This is what causes yo-yo dieting. Starve yourself for two weeks and then end the program by 'celebrating' the finish, and finally being able to eat those foods you missed so much. This results in weight gain, leaving you displeased and ready for another dieting spell. The cycle can become endless, and is very unhealthy for both your body and mental health. But you're dissatisfied with the conventional 1-2 pounds per week in many weight loss programs, right? Aren't we all? Nutritionist Mike Roussell and gym owner Alwyn Cos grove have put together a powerful, fast and safe fat-burning program to help you lose weight much faster. It’s called Warp Speed Fat Loss. Check it out! Here are some tips to help you get rid of those ten pounds and keep them off: Water, water, water. Drink water throughout the day, every day. A good indication of how much water your body needs is the following simple sum: Divide your weight in pounds by two. The outcome is the amount in ounces of water that your body requires each day. For example, if you weigh 150 pounds, aim for 75 ounces of water a day. lose 10 pounds fast Why water? Your body is made up out of 60-65 percent water. Water is responsible for transporting important nutrients to the body's cells and transporting the waste out. When you are not drinking enough water, your body tends to save it. This is where water weight comes from, along with high-sodium diets and water retention caused by a woman's menstrual cycle. Basically, to rid yourself of water weight, you will have to drink water! It sounds almost contradictory, but it makes sense when you realize your body is holding onto it because there is a lack of it. You will be surprised how much difference just drinking enough water can make on your weight. If you do not like the taste (or the lack thereof) of water, you can add slices of lemon or make your own iced tea with nice fruity herbal teas. Celestial Seasonings has all-herbal variations that are great for making iced teas. It is important to have herbal tea, and not regular tea, because regular tea contains ingredients like caffeine (which depletes the body of water). Eat, eat, eat...that is right, to lose weight successfully and lastingly, you must eat. This comes down to your metabolism. If your body senses you have not eaten anything for eight hours, it will shut down, to protect you from famine, it is your body looking after you. To keep your metabolism up, you must eat regularly, be it three main meals and two small snacks, or six small meals throughout the day. Just let your eating be regular and never go hungry. It will keep your body happy, your metabolism alive, which in its turn, provides the calorie burning. That's why we must be kind to our metabolism and not shut it down. If you have yo-yo dieted in the past, do not worry. Your metabolism is not a function that will become incapable of revival once it has been shot. You can actually revive it! Here are a couple of important tips on how to wake up that calorie-burning machine: Eat breakfast. While it may seem that skipping breakfast is a smart way of eliminating some excess calories from your day, it actually is a true metabolism killer! Eating first thing in the morning will shake your body awake, and out of overnight fasting (hence the word break-fast). Now that your metabolism is awake, it is ready to burn those calories. A good breakfast also keeps you satisfied and going until lunchtime, without feeling those 10 a.m. cravings, at which time many people make bad sugar loaded snack decisions. Studies have shown that people who skip breakfast actually tend to consume more, not fewer, calories throughout the day. Eat less late at night. We all know the saying Eat breakfast like a King, lunch like a Prince and dine like a pauper, yet our western eating habits do not exactly support this ideal. Most people have their biggest meal at dinner, when the day is over and you least need the energy. It only makes sense that we should eat our biggest meal in the morning at breakfast, when we need all the energy for the rest of the day, and we end the day with a lighter supper. Try it for yourself, and you will definitely see differences, and feel more energized throughout the day, which means you get more done, and burn more calories. Pump it. Invest time in building some muscle, but you do not have to pull a Schwarzenegger. You can do this 2 or 3 times a week at home with dumbbells or go to a local gym, where you could get some advice from a professional trainer. Why is muscle important? When you increase your muscle mass, your resting metabolism gets a boost, and that will make your body burn more calories, even when you are doing absolutely nothing. When crash-dieting long (and often) enough, in an attempt to fuel itself, your body will break down muscle tissue for fuel, and this goes back to the slowing down of your metabolism and weight gain, which I mentioned earlier. This explains why weight piles on twice as fast after a starvation diet, and why you should invest time in muscle (re)building. If you want to see real impressive results, also add some cardiovascular exercise in with the weight training, but don't overdo it. 2 to 3 times per week should be good because your body needs time to rest and recover. (The muscle is built after the exercise, not during, so it is essential you let your body rest and build.) Be active, not only in the gym, but in everyday life. There are plenty of little tricks to get more exercise into your day without even noticing you are doing them! Here are some ideas; Step it up! Whether it is in an apartment complex or a public building, choose the stairs over the escalators and elevators. If you live on the 12th floor, take the elevator halfway, and do the last half up the stairs. You may not lose ten pounds in three days, but the amount of exercise that adds up in a week by just taking some stairs instead of elevators is huge! Don't seek the closest parking spot to the entrance of the mall. Intentionally park your car further away...walking is one of the best, most natural exercises. Take dancing lessons. Dancing doesn't seem like fitness, but it surely does work many muscles and is a great cardiac exercise. Besides, knowing how to dance is always a good thing, and it can improve your posture a lot, which also makes you appear thinner. Walk the dog, or offer to walk someone else dog. You will have a companion with you, yet have the freedom of clearing your head and burning off a few calories. Being active has proven to reduce the chance of depression and obesity and it also is a good way to stay young. There really is no reason why you shouldn't be active in your life, as the benefits are only positive. 4. Attitude. Adjusting your attitude towards food and your body actually can make you slimmer. The diet industry thrives off of people with low self-esteems because of their weight issues, and secretly wants you to remain insecure about your appearance so that you will be a lifelong client. There is a reason why the diet industry is one of the biggest industries out there, and that is the notorious yo-yo dieter. If there is at least one in every household, count the profits. When you realize the weight-loss industry is not in it to make you a happy person with the stable healthy weight that you desire, you have taken the first step to changing that attitude and building a healthy individual attitude about and for yourself. You need to love the foods you feed yourself. If you believe you love diet products, it is a myth you have created for yourself by years of media control. Get involved in home cooking, look up interesting recipes with ingredients that you love, or try new variations you usually would never go for. Variation is an important key to keeping you enthusiastic about food; monotone diets can bore you and contribute to a desire to overeat. Cooking a home meal does not have to be as time-robbing as you think, and the price you get back for it in health and the feeling of accomplishment by cooking a meal all on your own is worth it. And remember that delicacies are not bad. When the craving for a certain delicacy comes, answer it. Denying yourself that piece of chocolate that you are craving right now can backfire. A constant denial of cravings and putting a taboo on certain foods can build up to a big rebellious binge. Give yourself that one treat you want in the moment; don't let it build up and explode into a catastrophic binge. 5. Get real. Be realistic about your goals, and embrace your body type. No matter how much weight you will lose, you can not change your body type. You will just have to learn to emphasize your stronger features, and we all have those. Every day in movies and television, we are fooled to believe that women are supposed to be a size 2, while the average American woman in reality is a size 12. That is a big difference, and a challenge to compare yourself to, in a society where celebrities are so adored and seen as role models. The reality is that many women in the modeling and acting industry feel pressured to be a certain size, and this often results in eating disorders. What is most important is to find a setpoint where you can feel good in your skin, mentally and physically. One does not go without the other. When you feel beautiful, you are beautiful. In the end, it comes down to you, you who knows your body best. Do not let anybody else tell you what to do or how to feel! We may have been misinformed and applying the wrong measures, but it is never too late to change it all around and start a new lifestyle in which you will never have to diet again. By making these small changes in your life, you can lose those ten pounds, and more. Perhaps not as fast as you would like, but ten times more likely to last.